The terms that govern your use of SPEIDER.

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Speider, a California general partnership ("Speider," "we," "us," or "our") governing your access to and use of the Speider platform, including all associated software, services, features, and content (collectively, the "Service"). By creating an account, clicking "I agree," or otherwise accessing or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference. If you do not agree to these Terms in their entirety, you may not access or use the Service.

Speider is a legal intelligence monitoring platform that aggregates publicly available information from sources including SEC filings, federal court opinions, the Federal Register, and business news publications. The Service generates structured briefings, summaries, alerts, and considerations based on client profiles created and managed by users.

The Service allows you to upload documents to assist with the creation of client profiles. When you upload a document, Speider extracts a narrow set of structured fields (such as industry, counterparty names, and agreement types), transmits the file temporarily to its AI processing service for that extraction, and discards the file when the extraction call returns. Speider does not retain the original text of uploaded documents in its database or persist uploaded documents to disk. You should not upload documents containing attorney-client privileged communications, work-product materials, or other information you are not authorized to disclose to a third-party processor.

1. 3.1You must be at least 18 years of age and have the legal capacity to enter into binding contracts to use the Service.
2. 3.2You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account, whether or not authorized by you.
3. 3.3You may not share your account credentials with any third party, permit others to access the Service through your account, or transfer your account to another person or entity.

1. 4.1The Service is offered on a subscription basis. Current plan features and pricing are described on the Speider pricing page and are subject to change with notice.
2. 4.2Subscription fees are billed monthly in advance at the rate published on the Speider pricing page. All fees are non-refundable except as expressly required by applicable law or as stated herein.
3. 4.3AUTOMATIC RENEWAL DISCLOSURE: Your subscription will automatically renew each month for successive monthly terms at the then-current published price unless and until you cancel. By providing a payment method at signup or during a trial, you authorize Speider to charge that payment method on a recurring monthly basis for the subscription fee. You will be charged at the start of each renewal term without further action on your part. Speider will send you a reminder before any free trial converts to a paid subscription. You may cancel your subscription at any time by emailing hello@speider.ai; once self-serve cancellation is available in your account settings, you may also cancel directly from your account. Cancellation will take effect at the end of the then-current billing period.
4. 4.4New accounts may begin with a free trial of limited duration (currently 14 days) as described at signup. If you provide a payment method at the time of trial enrollment, your paid subscription will begin automatically and your payment method will be charged at the rate then in effect at the end of the trial period unless you cancel before the trial expires. To avoid being charged, you must cancel before the trial period ends by emailing hello@speider.ai.
5. 4.5Speider reserves the right to modify pricing upon thirty (30) days' prior written notice. Your continued use of the Service following the effective date of any pricing change constitutes your acceptance of the new pricing.
6. 4.6Failure to pay applicable subscription fees may result in suspension or termination of your access to the Service without further notice.
7. 4.7All payments are processed by Stripe, our third-party payment processor. Speider does not store complete payment card information on its systems.
8. 4.8Speider provides email support at hello@speider.ai during normal U.S. business hours and aims to acknowledge inquiries within one business day. Support is included in the Subscription at no additional charge and covers product use, billing questions, and account administration. Speider does not provide legal advice as part of support.

You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree not to:

1. (a)Use the Service in any manner that violates applicable federal, state, local, or international laws or regulations;
2. (b)Reproduce, distribute, modify, create derivative works of, publicly display, or exploit the Service or its outputs for commercial resale without Speider's prior written consent;
3. (c)Use automated means, bots, scrapers, or crawlers to access, scrape, or extract data from the Service beyond its documented API functionality;
4. (d)Reverse engineer, decompile, disassemble, or attempt to derive the source code of any portion of the Service;
5. (e)Introduce any malware, viruses, Trojan horses, or other harmful code into the Service;
6. (f)Attempt to gain unauthorized access to the Service, its servers, databases, or any systems connected to the Service;
7. (g)Interfere with or disrupt the integrity, performance, or availability of the Service or the data contained therein.
8. (h)Share your account credentials with anyone else, or allow anyone else to access the Service through your account. Accounts are for one named individual; a firm with more than one user needs a seat for each of them.

Fair use. Individual and per-seat plans are described as including unlimited briefings, and for ordinary practice they do: typical use is well under 100 briefings per user per month, and we do not meter anything below that. 100 per user per month is the point at which we may get in touch to talk about how you are using the Service, and on a team plan that allowance is pooled across your seats rather than applied to each person separately. We will contact you before anything changes; we do not cut off access at a threshold, and we do not bill overages without an agreement.

1. 6.1Speider and its licensors retain all right, title, and interest in and to the Service, including all software, algorithms, models, trademarks, trade names, trade secrets, and proprietary methodologies. Nothing in these Terms transfers any ownership rights in the Service to you.
2. 6.2Subject to your continued compliance with these Terms, Speider grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Service solely for your internal business purposes during the term of your subscription.
3. 6.3You retain ownership of all data and information you input into the Service ("User Data"). By submitting User Data, you grant Speider a limited, non-exclusive license to process, store, and use your User Data solely as necessary to provide the Service to you.
4. 6.4As between you and Speider, you own all briefings, summaries, considerations, exported memos, and other outputs generated by the Service in response to your inputs ("Outputs"), including the right to use them in your professional practice and client engagements. You acknowledge that, because Outputs are generated from publicly available data sources and AI models that other users also access, similar or identical Outputs may be generated for other users; your ownership does not include any exclusive right against Speider or other users producing similar content from the same sources.
5. 6.5Speider will not use your User Data or your Outputs to train AI models, will not sell your data to third parties, and will not disclose your data except as necessary to provide the Service or as required by applicable law.

1. 7.1Speider processes User Data in accordance with its Privacy Policy. By using the Service, you consent to the collection and processing of your User Data as described therein.
2. 7.2You acknowledge that the Service aggregates publicly available information for monitoring purposes. Speider does not retain in its database the original text of uploaded documents, and does not store, process, or transmit any data other than as described in the Privacy Policy and Section 2 of these Terms.
3. 7.3You are solely responsible for ensuring that any information you input into the Service, including the contents of any uploaded documents, complies with your professional obligations, including the rules of professional conduct governing attorney-client privilege, work-product protection, and client confidentiality applicable in your jurisdiction. You shall not upload documents containing privileged communications, attorney work product, or confidential client information you are not authorized to share with a third-party processor.
4. 7.4Speider implements commercially reasonable technical and organizational security measures to protect User Data against unauthorized access, disclosure, or loss. However, no security system is impenetrable, and Speider does not guarantee that User Data will not be accessed, disclosed, altered, or destroyed in the event of a breach.
5. 7.5Where you are established in, or transfer personal data from, the European Economic Area, the United Kingdom, or another jurisdiction whose data protection laws require it, Speider's Data Processing Agreement (available at speider.ai/dpa) is incorporated into these Terms by reference and governs Speider's processing of personal data on your behalf.

1. 8.1The Service and all outputs generated by the Service — including briefings, summaries, alerts, considerations, and AI-generated responses — are provided for informational purposes only and do not constitute legal advice, legal opinions, or legal services of any kind.
2. 8.2Speider is not a law firm and does not provide legal advice or legal services. No attorney-client relationship is formed between you and Speider by virtue of your use of the Service or any communications with Speider.
3. 8.3You are solely responsible for independently verifying all information generated by the Service and for exercising your own independent professional judgment before relying on any output in connection with any client matter, legal strategy, or professional recommendation.
4. 8.4The Service uses artificial intelligence, which is subject to inherent limitations including the potential for errors, omissions, hallucinations, and factual inaccuracies. All AI-generated content must be reviewed and verified by a qualified legal professional before use.

By using the Service, you represent and warrant that:

1. (a)You have the full legal authority to enter into these Terms on your own behalf and, where applicable, on behalf of your organization;
2. (b)Your use of the Service will at all times comply with applicable laws, regulations, and rules of professional conduct, including those governing the practice of law in your jurisdiction;
3. (c)All information you provide to Speider is accurate, complete, and not misleading in any material respect;
4. (d)You will not use the Service in any manner that infringes upon the intellectual property rights, privacy rights, or other rights of any third party;
5. (e)You have obtained all necessary consents, authorizations, and approvals required to input any User Data into the Service.

The service is provided "as is" and "as available" without warranty of any kind. To the maximum extent permitted by applicable law, Speider expressly disclaims all warranties, whether express, implied, statutory, or otherwise, including any implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. Speider does not warrant that the service will be uninterrupted, error-free, accurate, complete, or free of viruses or other harmful components. Speider does not warrant the accuracy, completeness, timeliness, or reliability of any content, data, or output generated by the service.

To the maximum extent permitted by applicable law, in no event shall Speider, its officers, directors, employees, agents, or licensors be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages — including loss of profits, revenue, data, goodwill, or business opportunities — arising out of or in connection with these terms or your use of or inability to use the service, even if Speider has been advised of the possibility of such damages. Speider's total aggregate liability to you for any and all claims arising out of or related to these terms or the service shall not exceed the greater of (i) the total fees paid by you to Speider in the twelve (12) months immediately preceding the event giving rise to the claim, or (ii) one hundred dollars ($100.00). Some jurisdictions do not permit the exclusion or limitation of certain damages, so the above limitations may not apply to you in full.

1. 15.1By you. You agree to indemnify, defend, and hold harmless Speider and its officers, directors, employees, agents, successors, and assigns from and against any and all third-party claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your access to or use of the Service; (b) your violation of any provision of these Terms; (c) your violation of any applicable law, regulation, or professional conduct rule; (d) your violation of any third-party rights, including intellectual property rights, privacy rights, or confidentiality obligations; or (e) any User Data you submit to or through the Service.
2. 15.2By Speider. Speider will defend, indemnify, and hold you harmless from and against any third-party claim alleging that your authorized use of the Service in accordance with these Terms infringes such third party's United States patent, copyright, or trademark, and will pay any damages finally awarded by a court of competent jurisdiction against you (or amounts payable in a settlement Speider approves in writing). Speider has no obligation under this clause for any claim arising from (i) modifications to the Service not made or authorized by Speider, (ii) combination of the Service with software, data, or processes not provided by Speider, where the claim would have been avoided absent such combination, (iii) your use of the Service in violation of these Terms or applicable law, or (iv) any User Data. If the Service becomes, or in Speider's reasonable judgment is likely to become, the subject of an infringement claim, Speider may, at its option and expense, (1) procure for you the right to continue using the Service, (2) modify the Service to make it non-infringing, or (3) terminate your subscription and refund any prepaid fees for the unused remainder of the then-current term. This paragraph states Speider's sole liability and your exclusive remedy for any third-party infringement claim.
3. 15.3Procedure. The party seeking indemnification (the "Indemnified Party") shall (a) give the indemnifying party (the "Indemnifying Party") prompt written notice of the claim, (b) provide reasonable cooperation to the Indemnifying Party (at the Indemnifying Party's expense) in defense and settlement of the claim, and (c) grant the Indemnifying Party sole authority to defend and settle the claim, provided that any settlement requiring an admission of liability by, or imposing material obligations on, the Indemnified Party requires the Indemnified Party's prior written consent (not to be unreasonably withheld). Failure to provide prompt notice will not relieve the Indemnifying Party of its obligations except to the extent the Indemnifying Party is materially prejudiced by the delay.

1. 13.1These Terms remain in full force and effect for as long as you maintain an account with Speider or continue to access or use the Service.
2. 13.2You may terminate your account at any time by contacting Speider at hello@speider.ai. Termination does not entitle you to a refund of any prepaid subscription fees.
3. 13.3Speider may suspend or terminate your access to the Service at any time, with or without cause, upon notice to you. Speider may terminate your access immediately and without prior notice if you materially breach any provision of these Terms.
4. 13.4Upon termination or expiration of these Terms for any reason, all licenses granted herein shall immediately terminate, and you must cease all access to and use of the Service. Sections 6, 7, 8, 9, 10, 11, 12, 14, 15, 16, 17, 18, and 19 shall survive termination.

1. 14.1These Terms are governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of laws principles.
2. 14.2INFORMAL RESOLUTION FIRST. Before initiating arbitration, the party with a dispute must send a written description of the dispute to the other party at the notices address in Section 17 and attempt to resolve the dispute in good faith. The parties shall have thirty (30) days from receipt of such written notice to negotiate a resolution. Arbitration may not be commenced until this informal-resolution period has expired without a resolution. Time spent in good-faith informal resolution does not run against any applicable statute of limitations.
3. 14.3Any dispute, claim, or controversy arising out of or relating to these Terms or the Service that cannot be resolved through informal resolution shall be submitted to binding arbitration administered by the American Arbitration Association ("AAA") under its Commercial Arbitration Rules then in effect or, if AAA is unavailable or declines jurisdiction, by JAMS under its then-current Comprehensive Arbitration Rules and Procedures.
4. 14.4Either party may, in its sole discretion, bring an individual action in small-claims court for any claim that qualifies under that court's jurisdictional limits, in lieu of arbitration. Either party may also seek injunctive or other equitable relief in any court of competent jurisdiction to prevent actual or threatened infringement, misappropriation, or violation of intellectual property rights or confidentiality obligations.
5. 14.5All arbitration proceedings shall take place in the State of Delaware or remotely by the parties' agreement, conducted in the English language. The arbitrator's award shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.
6. 14.6CLASS ACTION WAIVER: To the fullest extent permitted by law, you agree that any arbitration or legal proceeding shall be limited to the dispute between you and Speider individually. You irrevocably waive any right to participate in a class action lawsuit, class-wide arbitration, or any proceeding brought in a representative capacity. If this class-action waiver is held unenforceable as to any claim, then that claim (and only that claim) shall proceed in court rather than arbitration; the remainder of this Section 14 shall remain in full force.

1. 15.1Entire Agreement. These Terms, together with the Privacy Policy and any other agreements expressly incorporated by reference, constitute the entire agreement between you and Speider with respect to the Service and supersede all prior and contemporaneous understandings, agreements, and representations.
2. 15.2Modifications. Speider reserves the right to modify these Terms at any time. We will provide reasonable notice of material changes by posting updated Terms on our website or by email to your registered address. Your continued use of the Service after the effective date of any revision constitutes your acceptance of the revised Terms.
3. 15.3Severability. If any provision of these Terms is found by a court or arbitrator of competent jurisdiction to be unlawful, void, or unenforceable, that provision shall be deemed severed from these Terms and shall not affect the validity and enforceability of the remaining provisions.
4. 15.4Waiver. Speider's failure to enforce any right or provision of these Terms on any occasion shall not constitute a waiver of such right or provision, nor shall it preclude Speider from enforcing such right or provision on any future occasion.
5. 15.5Assignment. You may not assign, transfer, or delegate any of your rights or obligations under these Terms without Speider's prior written consent. Speider may freely assign these Terms without restriction. Any purported assignment in violation of this section is null and void.
6. 15.6Contact. If you have questions, concerns, or feedback regarding these Terms, please contact us at hello@speider.ai.

Neither party shall be liable for any failure or delay in performance under these Terms (other than payment obligations) to the extent caused by events beyond its reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, civil unrest, government action, labor disputes, pandemic or epidemic, failure of third-party infrastructure (including hosting providers, internet service providers, telecommunications providers, or upstream AI or data providers), denial-of-service attacks, or other events of force majeure. The affected party shall use commercially reasonable efforts to mitigate the impact of such event and shall resume performance as soon as reasonably practicable.

Any notice, demand, or other communication required or permitted under these Terms shall be in writing and given (a) by email to hello@speider.ai (for notices to Speider) or to the email address associated with your account (for notices to you), or (b) by registered or certified mail to Speider at the address published on the Speider Contact page. Notices given by email are deemed received upon successful transmission; notices given by mail are deemed received three (3) business days after deposit with the postal service. Notices regarding the commencement of legal proceedings or any arbitration must be sent by registered or certified mail.

You may, but are not required to, submit suggestions, ideas, comments, requests, bug reports, or other feedback regarding the Service (collectively, "Feedback"). You agree that all Feedback is non-confidential and that Speider may use, reproduce, modify, distribute, and incorporate any Feedback into the Service or any other product or service, in any manner and for any purpose, without obligation to you and without any compensation or attribution. This clause does not grant Speider any rights in your User Data or Outputs, which remain governed by Section 6.

The Service generates briefings that may reference, link to, or summarize content from third-party sources, including SEC EDGAR, CourtListener, the Federal Register, news publications, and other publicly available data sources. Speider does not control, endorse, or guarantee the accuracy, completeness, or availability of any third-party content, and is not responsible for the practices of any third-party website or service. Your interactions with any third-party content or service are governed solely by the terms and policies of that third party. Speider disclaims all liability for any claims, damages, or losses arising from your use of, reliance on, or inability to access any third-party content or service referenced by or accessed through the Service.